Privacy Policy

Who we are

OMC Property Claim Consultants Limited T/A Mc Carthy Loss Assessors (MCLA) is regulated by the Central Bank of Ireland to undertake insurance distribution, as a Loss Assessor, under the European Union (Insurance Distribution) Regulations 2018. We offer a professional property damage/loss assessing service, plus administration, to our clients. We prepare, manage and negotiate property damage/loss claims on your behalf with the insurance company liable for the claim or their appointed intermediary/Loss Adjuster. We also offer Public Loss Assessing (PLA) for commercial, residential and industrial sectors.

MCLA has office at:

Irish Grange, Carlingford, Co. Louth.

Tel: 0860440926

Email: oisin@mcla.ie

Personal Data

Personal data is information relating to an identified or identifiable individual (Data Subject) that is not in the public domain.

GDPR is a legal framework that sets guidelines for the collection and processing of personal information of individuals within the European Union. These guidelines cover the protection of personal data, the safeguarding against any unlawful processing and any unrestricted movement of same within the European Union. GDPR will not apply to any information already in the public domain.

It is our belief that the privacy of both our clients and the public, is paramount. Our policy aim is to establish an effective and transparent framework for ensuring compliance with GDPR.

The Information we collect

We collect the following information from our clients:

  • Name/Names if joint policy
  • Risk address and other address, if different, including Eircode/Postcode
  • Telephone number and email address
  • Insurer
  • Policy Number
  • Details of appointed Loss Adjuster
  • Details of Broker, where applicable
  • Occupation(s)
  • Details of the property: year bought; built; no. of bedrooms; no. of storeys; smoke alarm; burglar alarm; type of property – detached, semi-detached etc.
  • Property status – owner occupied, holiday home, tenanted, commercial etc.
  • Standard of construction of property
  • Mortgage details if appropriate
  • Type of bank account – single/joint. Account details, if payment is to be lodged directly into your account
  • Photographs of property, to assess damage
  • Name of person(s) who made referral to us
  • Previous claims, previous insurers where applicable
  • Sums insured
  • Type of loss/claim
  • Any further information that is relevant to processing of claim

This information is recorded and stored securely within the company. It is used to provide the services you have requested and to assist with processing your claim. Mc Carthy Loss Assessors (MCLA), also acts in the capacity of data controller with respect to our clients. When working as such, Mc Carthy Loss Assessors (MCLA), will act on the instruction of you, our client and will endeavour to ensure that this is GDPR compliant.

Acceptance of Privacy Policy

Use of our website and services constitutes acceptance of our privacy policy. We reserve the right to modify this privacy policy at any time and continued use of any portion of the site following posting of such changes will also constitute your acceptance of them.

Cookies

We use “cookie” technology on our website. A cookie is a small text file (up to 4KB) created by a website that is stored in the user’s computer either temporarily for that session only or permanently on the hard disk (persistent cookie). Cookies provide a way for the website to recognise you and keep track of your preferences. Your computer has an IP address – a unique string of numbers, separated by full stops, that identifies each computer using the Internet Protocol (IP) to communicate over a network. This unique number identifies your web browser to our computer system whenever you visit our site. This cookie does not extract any information from your computer. We use it to provide functional information about your browser, allowing us to provide you with a better experience.

Legal Basis for Processing Personal Data

We process personal data to enable us to fulfil our contractual obligations and to comply with our legal obligations to you, our client.

Recipients of Data

In order to process your claim we may have a need to disclose information to others such as:

Insurers; Loss Adjusters; Regulators; Authorities; Auditors; Engineers; Tradespersons; Information Technology (I.T.) Personnel, Solicitors

Data Storage

Personal data will be held within Ireland and the European Union and will not be stored, or transferred, outside the EEA.

 

Please feel free to contact us with any questions or comments regarding same.